Important Legal Information
Legal and Service Notices
Disclaimer
The information contained in sections such as MarketView is intended for use by ICMA Retirement Corporation (ICMA-RC) participants and employers and is for informational purposes only and is not intended as a solicitation nor does it constitute investment advice. Reference to any fund or asset class on this site is not a recommendation to buy, sell, or hold that fund or asset class. Neither ICMA-RC nor its affiliates nor the VantageTrust Company nor The Vantagepoint Funds are responsible for any investment action you may take as a result of this information or interpretation of this information.
Vantagepoint Funds
Inception
The Vantagepoint Actively Managed and Index (Class I) Funds were registered in March 1999. The Vantagepoint Index (Class II) Funds were registered in April 1999. The Vantagepoint Model Portfolio Funds were registered in December 2000. However, all of the Vantagepoint Funds are patterned on, have the same investment objectives, and are operated in substantially the same fashion, as certain funds that have been offered through the VantageTrust, formerly known as the ICMA Retirement Trust, prior to their registration. The VantageTrust is a series of unregistered commingled funds which hold and invest the assets of public sector retirement plans. The inception dates of these funds are noted above. Substantially all of the portfolio securities of each Vantagepoint Fund were transferred from the corresponding fund of the VantageTrust. Any performance history before registration of the Vantagepoint funds is derived from the underlying portfolio of each fund in the VantageTrust. The VantageTrust, in turn, invests in the corresponding Vantagepoint Funds.
Money Market Fund
An investment in the Money Market Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. There is no guarantee that this Fund will be able to maintain a constant net asset value (“NAV”) per share of $1.00.
Performance
The performance for the Vantagepoint funds, prior to their registration, is calculated based on what an investor would have received had the corresponding funds of the VantageTrust been charged the same asset-based fees and expenses as the Vantagepoint Funds upon registration. Those fees and expenses are set forth in the Vantagepoint Funds prospectus. Please note that the performance depicted is hypothetical. However, performance for the Vantagepoint Funds, after their registration, represent actual returns based on actual fees and expenses and is not hypothetical. Past performance is no guarantee of future results.
For more information
Please consult both the current Vantagepoint Funds prospectus and MAKING SOUND INVESTMENT DECISIONS: A Retirement Investment Guide carefully for a complete summary of all fees, expenses, charges, financial highlights and investment objectives, risks and performance information prior to investing any money. Consider the investment objectives, risks and charges and expenses of the investment company carefully before investing. The prospectus contains this and other information about the investment company. It should be read carefully before investing or sending money. Vantagepoint securities are distributed by ICMA-RC Services LLC, a broker dealer affiliate of ICMA-RC, member NASD/SIPC. For a current prospectus, contact ICMA-RC Services LLC, 777 North Capitol Street NE, Washington, DC 20002-4240. 1-800-669-7400.
Guided Pathways™
The Asset Class Guidance, Fund Advice and Managed Accounts services provided under Guided Pathways are offered to participants through ICMA-RC, a federally registered investment adviser. ICMA-RC has hired Ibbotson Associates to serve as the Independent Financial Expert for Guided Pathways. Ibbotson Associates, a federally registered investment adviser and a wholly owned subsidiary of Morningstar, Inc., is not affiliated with ICMA-RC.
Availability
The Account Access/EZlink web sites are normally available 24 hours a day, seven days a week. However, service availability is not guaranteed. Like other Internet-based services, Account Access/EZlink web sites may be subject to external transmission problems that are beyond the control of ICMA-RC and the Vantagepoint Funds’ (Funds) management. Accordingly, neither ICMA-RC, nor its affiliates, the Vantagepoint Funds, the Funds’ investment adviser, nor the Funds’ transfer agent will be responsible for any loss (or foregone gain) you may incur as a result of service being unavailable or delayed.
Privacy
ICMA-RC will take all reasonable precautions to protect the privacy of your account information. However, ICMA-RC cannot guarantee that your data will not be subject to compromise attempts, be they successful or unsuccessful.
The following ICMA-RC Internet Privacy and Security Statement is adhered to by all its representatives:
By choosing ICMA-RC to manage your money, you have entrusted us with your investments and personal financial data. We consider your data to be private and confidential, and we hold ourselves to the highest standards of trust and fiduciary duty in its safekeeping and use.
Sale and Use of Your Data
Just as we’re dedicated to managing your money well, we are also committed to respecting your privacy and protecting the information you give to us. Your personal information will not be sold to third parties for their commercial use and will be used only to enhance our service to you.
Electronic Mail (email)
To maintain your privacy via email, we will not include personal or account information in electronic mail messages unless you have directly authorized such a message. To ensure protection of your personal information, you should not include account numbers or other sensitive information in unencrypted email.
Security
Security Online
We protect the integrity and privacy of your account information with the most advanced technologies available. Our systems use Internet data encryption technology, known as the Secure Sockets Layer (SSL) protocol, personalized passwords, and other precautions to safe guard your data while you use our online services. To add an additional level of security, our services are tested and certified regularly by third party security experts to assist us in offering you the most secure services possible.
In order to maintain the best possible security, your web browser software may require occasional upgrades. Our web systems will advise you of this automatically, when or if necessary. This occasional upgrade necessity assures that you are transacting your personal business in the most secure means possible.
Added Measures of Security
ICMA-RC adheres to security and compliance regulations from the Securities and Exchange Commission (SEC). Among those measures is restricted access to your personal and financial data internally to those authorized ICMA-RC associates who have a need for these records.
Policy Notes
Actions You Can Take:
If you have any concerns about how your personal information is being used, please contact us. If for some reason you believe we have not adhered to these principles, please notify us immediately. We will act promptly to determine, and if necessary correct, the problem.
Policy Changes:
This document was published on March 25, 2001. ICMA-RC reserves the right to enhance this document without prior notice. You are welcome to return to this document at any time to review the latest improvements to our security efforts.
Thank you for investing with ICMA-RC and entrusting us with your online transactions. If you have additional questions please contact us.